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About Us

  

Experience

Brian Morrison graduated with a Bachelors of Science degree from The University of Texas - Dallas, in 1992, and has over 18 years experience in the Finance Industry.  After many years at Citifinancial, followed by 5 years at the largest mortgage lender in the nation, Brian Morrison branched out to expand the number of programs and guidelines available to him.  As a vendor for Del Walmsley's Lifestyles Unlimited, Brian Morrison has increased his skill set specialty on investment properties and hard money loans in addition to primary residence purchases and refinances.  We are able to get customers the best wholesale rates and programs possible, and not be limited to just one company's products or guidelines.  From Hard Money lenders to investment properties, to primary residences, Brian Morrison has become an industry expert on these programs.   I even have lenders that will do Escrow hold back for a PRIMARY residence purchase that needs just MINOR updates when you purchase your property!! (i.e. some new carpeting, appliances, wood floors).  * Note:  Escrow hold back is limited in dollars and can not effect the structure of the home.  It can not be used on purchases of investment properties.

This industry is not just knowing about every Fannie Mae and Freddie Mac programs.  Its also about who has the best rate, program for your situation.  As a multiple year top Sales Summit producer for Bank of America, Brian Morrison has proven himself as a person knowledgeable of all mortgage programs to consistently get customers the best 30 year fixed program available (and other programs upon request).   Brian has several years experience in converting investment property loans from hard money to conventional financing.  As a vendor for Lifestyles Unlimited Incorporated, Brian has extreme detailed working knowledge of the intricacies of converting these investment loans into conventional financing, no seasoning required, using the ARV (After Repair Value).

Meeting Every Challenge


We rapidly respond to new opportunities made available in today's dynamic mortgage markets. As a result, the requirements of our mortgage customers are consistently met through mortgage underwriting flexibility and delivery of unique mortgage programs. We often identify niche mortgage programs that are essential to satisfying individual mortgage customer needs.  Again, our specialty in addition to the primary residence purchase and refinance is the investment property rehab/hard money loan!  Guidelines are always changing in the purchase and refinance world.  We stay on top of the guideline changes from lender to lender and Fannie Mae / Freddie Mac changes.